Effective March 2026
These Terms of Use govern access to and use of the wecoverauto platform, including all pages, features, tools, and services made available through the website. By visiting or using any part of the platform, users agree to be bound by these terms. These terms became effective in March 2026 and apply to all users who access the platform, whether as guests or registered account holders.
Access to and use of the wecoverauto platform is intended for individuals who are at least eighteen years of age and who are residents of the United States. By creating an account or submitting any information through the platform, a user represents that they meet these eligibility criteria. Access may be denied or terminated if these conditions are not satisfied.
To access certain features of the platform, users may be required to create an account by providing accurate and complete information. The user is responsible for maintaining the confidentiality of their account credentials and for all activity that occurs under their account. Any information submitted during registration must be truthful and kept current. The platform reserves the right to suspend or terminate accounts where inaccurate information has been provided or where account credentials have been misused.
The platform is provided for lawful purposes related to exploring and obtaining auto insurance information. Users agree not to use the platform in any way that violates applicable laws or regulations, infringes on the rights of others, or interferes with the normal operation of the platform. Prohibited activities include attempting to gain unauthorized access to any part of the platform, scraping or harvesting data without permission, and using automated tools to interact with the platform in a manner that creates excessive load or disrupts the experience for other users.
All content available through the wecoverauto platform, including quote estimates, coverage descriptions, and educational material, is provided for informational purposes only. Nothing on the platform constitutes a binding insurance offer, guarantee of coverage, or confirmation of a policy. Final insurance terms, pricing, and eligibility are determined by licensed carriers based on individual circumstances and applicable underwriting guidelines. Users are encouraged to review all official policy documents carefully before making coverage decisions.
When a phone number is provided and consent to text communications is given at signup or through a form submission, text messages related to the platform, account activity, and service updates may be sent. Frequency of messages varies. Standard messaging rates from a user's mobile carrier may apply. Consent to receive text messages is not required as a condition of obtaining any service. To opt out at any time, a user may reply STOP to any message received. For assistance, replying HELP provides additional guidance.
The wecoverauto platform may contain links to or integrations with third-party websites and services. These external resources are provided as a convenience and do not constitute an endorsement of their content or practices. The platform is not responsible for the availability, accuracy, or privacy practices of any third-party site. Users who follow external links do so at their own discretion and should review the terms and policies of those sites independently.
All content on the wecoverauto platform, including text, graphics, logos, interface design, and other materials, is the property of the platform or its licensors and is protected by applicable intellectual property laws. Users may not copy, reproduce, distribute, modify, or create derivative works from any platform content without prior written authorization. Unauthorized use of platform materials may result in account termination and potential legal action.
The wecoverauto platform is provided on an informational basis without warranties of any kind, express or implied. No guarantee is made regarding the accuracy, completeness, or fitness of any content for a particular purpose. The platform accepts no liability for decisions made based on information presented through the website. Coverage outcomes, claim results, and policy terms are governed solely by the agreements between users and their chosen insurance carriers.
Any disputes arising from the use of the wecoverauto platform will be addressed in good faith through direct communication between the affected party and the platform team. Users are encouraged to reach out through the contact information provided below before pursuing any formal dispute process. The platform will make reasonable efforts to resolve concerns promptly and fairly.
These Terms of Use may be updated from time to time to reflect changes in legal requirements, platform features, or operational practices. The effective date at the top of this document indicates when the current version took effect. Continued use of the platform after any updates are posted constitutes acceptance of the revised terms. Users who do not agree with any changes are encouraged to discontinue use of the platform.
For questions about these Terms of Use or any other aspect of the platform, users may reach the team by email at ralph_lopez@wecoverauto.com, by phone at +1 (651) 842-3551, or by mail at 120 North Washington Avenue 2nd Floor Minneapolis MN 55401. All inquiries will be handled with care and addressed in a timely manner.